Finance category
Mortgage, loan, investing, tax, and money calculators.
Dollar-Cost Averaging Calculator
Estimate how recurring monthly investing can grow over time with a free dollar-cost averaging calculator.
Projected balance
$300,851
Total contributions
$130,000
Investment growth
$170,851
What this estimate means
240 months of contributions modeled with monthly compounding.
This is a planning estimate, not a guaranteed return forecast.
How to Use
- Enter any current balance you already have invested.
- Add the amount you expect to invest each month.
- Choose a long-term annual return assumption and time horizon.
- Review the projected balance, total contributions, and growth.
Frequently Asked Questions
What is dollar-cost averaging?
Dollar-cost averaging means investing on a regular schedule instead of waiting to time the market. It smooths out purchase prices over time.
Does this calculator predict actual returns?
No. It models a hypothetical average return so you can compare scenarios, not guarantee investment performance.
Can I use this for ETFs or index funds?
Yes. It works for any recurring investment plan where you want to estimate long-term compounding.
Why are monthly contributions important?
Consistent contributions often drive a large share of the final balance, especially in the early years of a plan.
Related Calculators
More Finance Calculators
Browse all finance →AI Cost Calculator
Compare token costs across OpenAI, Anthropic, and Google AI models. Calculate monthly API spending for GPT-4o, Claude, Gemini, and more.
Tip Calculator
Calculate the perfect tip and split the bill between friends. Choose preset percentages or enter a custom tip amount.
Bill Splitter Calculator
Split an uneven restaurant bill by item, divide tax and tip proportionally, and see exactly who owes whom.
Discount Calculator
Calculate sale price, discount amount, stacked discounts, sales tax, and total savings for any markdown.
Gas Mileage Calculator
Calculate MPG or km/L, estimate trip fuel cost, and compare annual fuel expenses between two vehicles.
Sales Tax Calculator
Add sales tax to a price, reverse-calculate the pre-tax amount from a total, and estimate tax for multiple items on one receipt.
Keep exploring
Next steps in Finance
Previous calculator
Dividend Yield Calculator
Estimate dividend yield, annual dividend income, and position value from dividend per share, stock price, and share count.
Next calculator
Down Payment Calculator
Estimate your down payment goal, closing costs, PMI, and how long it may take to save enough cash to buy a home.